North American ADDvantage Term Update
North America stronger Protection

This year has proven the importance of having the right protection in place. We can’t predict what’s right around the corner – even a 7-day weather forecast can seem iffy.

Help your clients prepare for the unexpected with North American’s updated living benefits now available in California!


Check out what’s new!


Chronic illness coverage NOW AVAILABLE on ADDvantage® Term1

Clients now have access to both terminal and chronic illness on ADDvantage Term.

Lifetime maximum acceleration amount increased to $2 million2

Lifetime maximum acceleration is $2 million when both the Critical Illness endorsement and the Chronic/Terminal Illness endorsement are on the policy or when the Chronic/Terminal Illness endorsement is on the policy.
The Critical Illness Endorsement is not available on ADDvantage Term.

Removed “permanent” from the definition of chronic illness

Did you know?

In California:

  • The cost of a private room in a nursing home is $127,750 per year.3
  • Almost one-third of adults have some form of cardiovascular disease.4
  • The third-most common cause of death is Alzheimer’s.5

Offer stronger protection for your clients today!

Get the full details on accelerated death benefits from North American and gain access to agent resources and client-friendly materials to help you share the importance of living benefits