Due to the continuing economic impact of the COVID-19 pandemic, it is necessary to reduce cap rates and participation rates on some of the accounts within our Indexed Universal Life product portfolio.

• These changes will take effect for all premium received and new indexed segments created after Friday, January 15, 2021. 

• All premiums received on or before January 15 for approved and existing policies will have current rates applied. Illustrations will be updated on January 15, 2021.